The only no-fee Irish gift card for employee rewards, gifts and incentives.

Let your employees choose from our prepaid Mastercard or a wide range of digital gift cards from Ireland's best retail brands. Delivered instantly.

Tax free up to €1,500 per employee.

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60+ retailer gift card brands available

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Employers, give up to €1,500 tax free!

Irish Revenue's Small Benefit Exemption Scheme

Big Tax Savings

Under the Inland Revenue’s Small Benefits Exemption scheme an employer can give up to €1,500 in gift vouchers tax free to each employee or director each year. No PAYE, PRSI and USC is liable on the award by the employee or employer – enabling employees get a real cost of living bonus with great tax savings.

Up to €1,980 tax savings per person!

Clear rules to follow

Tax-free vouchers or benefits can be used only to purchase goods or services. They cannot be redeemed for cash.
This "cannot be redeemed for cash" bit is crucially as many 'spend anywhere' cards do not qualify and you could end up with a big tax bill. Always check the Ts&Cs – if you can redeem the gift card for cash, or use at an ATM, it will not be valid for the benefit.
From 1 January 2025, you can give up to 5 small benefits, tax-free, each year, up to a total value of €1,500.
If a single benefit exceeds €1,500 in value, the full value of that benefit is subject to tax. Where up to 5 benefits are provided, the combined value of those benefits cannot exceed €1,500.
The scheme can be used for most types of employee rewards and bonuses and can be used by directors and officers too provided they are paid employees of the company. However, it cannot be used for salary sacrifice or in lieu of pay.
The cut off date is Dec 31 each year
From 1 January 2024 you must keep a record of the benefits given out to each employee and report this to Inland Revenue.

For the full details of the scheme see the Inland Revenue website here. And, of course, if it's not clear, ask your tax advisor first.

Overflowing with useful features

Scrolling through available gift cards in the OptionsCard webshop

Gift card comparison chart

OptionsCard vs other cards

When considering OptionsCard gift cards as a gift or employee reward, there are some key attributes that you may want to consider. It's not definitive or exhaustive, but may help you understand your choices a little more clearly.